1. Accepted Payment Methods

Schumm.online offers the following payment options for a smooth checkout experience:

• PayPal: Use your PayPal account for fast, secure transactions. PayPal allows you to pay directly with your bank account, credit/debit card, or balance in your PayPal wallet.
• Payoneer: We accept Payoneer for secure and easy payments, providing an alternative for customers who prefer using their Payoneer account for transactions.

2. Payment Security

We take your privacy and security seriously. Our payment processes are encrypted using SSL (Secure Socket Layer) technology, ensuring that all transactions on Schumm.online are secure. We do not store any of your payment details, and all transactions are handled directly by PayPal or Payoneer’s secure systems.

3. When is Payment Processed?

• PayPal: Payment is processed immediately upon placing your order. You will be redirected to PayPal’s secure platform to complete your transaction.
• Payoneer: Payments made via Payoneer are processed as soon as you confirm your order. Any transaction fees associated with Payoneer are the responsibility of the buyer.

4. Currency

All transactions on Schumm.online are processed in U.S. dollars (USD). If you are using an international account, currency conversion and fees may apply. Please check with your bank or payment provider for any additional charges.

5. Payment Issues

If you encounter any issues during checkout, such as payment failures or error messages, consider the following:

• Ensure that the PayPal or Payoneer account details you entered are correct.
• Verify that there are sufficient funds in your account or available credit.
• Check with your payment provider for any restrictions or blocks on your account.

For additional help, please contact our customer support team via email at [email protected] or by phone at +1 08 – 365 – 0236 during business hours.

6. Order Confirmation

Once your payment is successfully processed, you will receive a confirmation email with the details of your order. If you do not receive an email within a few minutes, please check your spam or junk folder, or contact us to verify the status of your order.

7. Sales Tax

Sales tax will be applied to your order based on state and local laws. The tax will be calculated and displayed at checkout depending on your shipping address within the United States.

8. Refunds and Cancellations

If you need to cancel your order before it has been processed, we will issue a full refund to your PayPal or Payoneer account. Refunds are processed within 30 business days, depending on your payment provider’s processing times.

Refunds for returns will be issued back to the original payment method (PayPal or Payoneer) once we have received and inspected the returned items. Please review our Return Policy for more details on the process.

9. Fraud Prevention

To ensure the security of our customers, all transactions are monitored for fraudulent activity. If suspicious activity is detected, your order may be delayed or canceled, and our support team will contact you for further verification.

10. Contact Us

For any payment-related concerns or questions, please contact us using the details below. Our customer service team is ready to assist you.

Phone: +1 08 – 365 – 0236
Email: [email protected]
Business Hours: Monday – Saturday: 09:00 am – 09:00 pm
Closed on Sundays